What is a Prepaid Debit Card?

A prepaid debit card can be best defined as one which allows you to add a certain amount of money before you use it for some transaction. Getting a prepaid debit card without a credit history is not a difficult task. If you are looking for no credit check debit cards in USA, you should get in touch with AFNO, a company that provides a wide array of financial services and is known to be very reliable.

Many have described a prepaid debit card as a gift card as it enables you to spend exactly the amount of money that you have on your card. When the balance in your card comes to zero, you have to reload it to make some transaction through it. A prepaid debit card can be reloaded online, at the bank or by visiting an ATM. These days, most prepaid debit cards are issued by banks and get brand patronage from all the leading credit card companies including MasterCard, Visa, American Express and Discover.

A prepaid debit card works as a wonderful alternative to physical money or cash. Just like how you carry a fixed amount of money when you go for shopping, you can load a specific sum onto your prepaid debit card when you venture out. There will be no chance of you overspending as you will be able to spend no more than the amount loaded on your card. It also works as a thoughtful gift that could be given to friends and relatives.  

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