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Debit cards act as an ideal medium between cash and credit cards. You don't have to carry cash around and also not bother about spending too much. Here are some advantages that make debit cards a go-to option for purchasers. 1. Zero debt In the case of credit cards, you can purchase anything even if you don't have the necessary funds. However, with debit cards, the money is withdrawn directly from the person's bank account. Therefore, there's no chance of overspending. Plus, you don't have to stress out about paying the monthly bill. 2. Application not required Your chance of getting approved for a credit card becomes less if you have a poor credit score; your interest rate also tends to be very high. This is not the case with debit cards, and you mostly need only a checking account. 3. Less fees Even though some checking accounts require you to pay fees, they are very less than most credit cards. By avoiding late fees, annual fees and interest charges, you can save...

Prepaid cards or debit cards are a great alternative for cash or credit cards. They are easy to recharge and cost much less to maintain. You can easily apply for prepaid debit cards in the USA online and get them delivered to you within a few days. If you still haven't thought about getting a prepaid card, here are some reasons why you should. 1. Great for budgeting If you are currently trying to save money, getting a prepaid card can help. Not only do these cards cost less than credit cards, but there is also no interest to be paid. You only spend what you already have. 2. Safer than cash Carrying around huge amounts of cash is quite risky. Instead, having a prepaid card can help you carry a lot of money at once. You can also report the card if it goes missing to safeguard your money. 3. No risk of debt Unlike credit cards, debit cards have no risk of debt. You can only recharge your prepaid card with money that you already have. They will not affect your credit history. In concl...